As the year draws to a close, do you have dental insurance benefits you haven’t used yet? Dental benefits don’t roll over to the next year, so now is a great time to maximize your coverage. Here’s some suggestions for getting the most from your dental insurance
Understand What Your Plan Offers
To maximize your dental insurance, the first thing you need to do is review your coverage and make sure you understand what it offers. You can find this information online or with a phone call to your provider. Find out what your dental benefits are, your deductible, your annual maximum, and when the benefits reset.
Schedule a Cleaning and Exam Even if Nothing Seems Wrong
Dental insurance plans typically cover preventive care like biannual cleanings and exams. If you haven’t made a second appointment this year (or haven’t visited at all yet), now is the perfect time. Even if it seems like everything is fine, cleanings and exams every six months keep your teeth healthy and prevent more serious issues down the road.
Ask Us if There Are Any Recommended Treatments Covered by Insurance
While you’re getting your exam, ask Dr Z or Dr. D if there are any treatments covered by insurance that you would benefit from. If they suggest any, you’ll want to schedule an appointment before your benefits run out for the year. Now is also a great time to schedule any treatments you’ve been putting off, like a filling or a dental crown.
Consider Splitting Up Restorative Treatments
Restorative treatments often have higher out-of-pocket costs. Splitting a treatment up is one way to maximize your dental coverage. Get the first part done before your benefits run out for the year, and then finish the treatment in the new year when your benefits start over. This won’t be possible for certain treatments, so talk to us first.
Maximize Your Insurance Benefits at Willow Smiles Dentistry
Here at our Puyallup office, we work with many insurance plans. Our financial coordinators track, file, and update your claims, so we can maximize your benefits while keeping your out-of-pocket costs as low as possible. We accept many insurance plans, including AETNA, Blue Cross Blue Shield, Delta Dental, and more. Don’t let your benefits go to waste! Contact us today to set up an appointment.